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BLOG: I Am Over 62, and I Want Early Retirement Social Security Benefits, But I Didn't Apply at 62. Are there retroactive Social Security Benefits payable when reduced early retirement is taken after 62?

 

No. Unfortunately, there are no retroactive benefits payable when reduced early age (62) retirement benefits are taken. You are entitled as of the date of your filing and no earlier. That said, while there is often an undeniable need to take early retirement, there are also big reasons to avoid that when possible.  If you would likel to discuss these reasons in relation to your particular situation, please request an affordable consultation by clicking the botton above, "Affordable SS Q&A".

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