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Stephanie O. Joy, Esq.
- Sep 15, 2021
- 2 min
School Loans News: Disabled with "Medical Improvement Not Expected" - DOE and SSA working together .
As a matter that is near and un-dear to my heart, school loans have driven the best-of-the-intendeds (however ill-informed young people we once were) into a life of involuntary servitude and indenture. It is not the fact of a debt that is ultimately troubling, we all have free will and generally should be accountable for our choices. However, it is the violation of expectations of transparency, conflicts of interest, arms length contracting, and full disclosures that have c


Stephanie O. Joy, Esq.
- Sep 14, 2021
- 1 min
12 New Compassionate Allowances
Compassionate Allowances (CAL) are the SSA's quick avenue to identify medical conditions are expected to meet Social Security's criteria for disability benefits. These conditions include many rare disorders as well as certain cancers, brain disorders, etc. Its aim is to substantially reduce waiting time for an award determination for people with the most serious of disabling impairments. It helps streamline those applicants with conditions that will clearly meets Social Secu


Stephanie O. Joy, Esq.
- Sep 11, 2021
- 2 min
Life Events That Can INCREASE Your SS Benefit... If You Apply For The Increase -- Know Them.
Sometimes a life event, a good one and even a bad one, can cause our, or our family's, Social Security benefits to increase. Some of these, the SSA keeps decent track of and can notify you when it receives information. However, sometimes, you have to affirmatively know to apply because the SSA will be unaware of the event. 1) If you are on Social Security Retirement (SSR) or Disability (SSD) and you have or adopt a baby, that child will be eligible for a dependent benefit.


Stephanie O. Joy, Esq.
- Sep 9, 2021
- 3 min
The Financial SS Pre-Planning for a Minor Disabled Child - Most Important for the Non-Wealthy!
If you have a minor child who you understand is disabled but is not eligible to be a beneficiary of Social Security Disability Insurance benefits (SSDI) or Supplemental Security Income (SSI), keeping a tight file now may make the difference between her successfully availing herself of benefits you already paid for, at a later time when she CAN become eligible. Or not. The reasons a disabled minor child may not be eligible for either SSDI or SSI are: 1) SSDI eligibility on one