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Stephanie O. Joy, Esq.
- Nov 24, 2022
- 10 min
Retire at 62 or 70? HUGE Difference in SS Benefits
Note: This article/video is for general information only and is not legal advice to any particular reader or individual. For legal advice, you must specifically retain a lawyer who evaluates your specific situation. The Big Question: Does It Matter When I File For My Retirement Benefits? YES!
"When" you file for your long-earned and paid for Social Security Retirement Insurance benefits can make an immense difference to what you will receive and possibly your quality of lif


Stephanie O. Joy, Esq.
- Nov 24, 2022
- 2 min
Your Past 'Relevant' Work - The SGA Rule - Mandatory Know! (Part C)
Note: This article/video is for general information only and is not legal advice to any particular reader or individual. For legal advice, you must specifically retain a lawyer who evaluates your specific situation. As a follow up to Parts A and B of Your Past Relevant Work (PRW) mini series, this section C is all about understanding Substantial Gainful Activity (SGA). SGA is a major facet of Social Security Disability at various points in the process both pre- and post- awa


Stephanie O. Joy, Esq.
- Nov 24, 2022
- 3 min
Your Past 'Relevant' Work - The Work Duration Rule - It's Important To Your Claim (Part B)
Note: This article/video is for general information only and is not legal advice to any particular reader or individual. For legal advice, you must specifically retain a lawyer who evaluates your specific situation. Remember, in our Part A of our Past Relevant Work series, we reviewed the Recency Test that limits your PRW to that which you performed in the last 15 years, and what that 15 year period is considered at different points in time. That was #1 of the 3 criteria. T


Stephanie O. Joy, Esq.
- Nov 24, 2022
- 1 min
Under 50 and Disabled? The Challenge of Winning Your Social Security Disability Claim
Note: This article/video is for general information only and is not legal advice to any particular reader or individual. For legal advice, you must specifically retain a lawyer who evaluates your specific situation. Under 50 and Disabled? If you are filing for SSD or SSI, you need to know what exactly you need to have, to prove you meet THE definition of Disabled in this Social Security world, and what kind of proof you must have to as your foundation of evidence. This is t


Stephanie O. Joy, Esq.
- Nov 2, 2022
- 2 min
SSI Beneficiaries - What You MUST Report to SSA in "Real Time" To Avoid OverPayment/Loss of Benefits
Note: This article/video is for general information only and is not legal advice to any particular reader or individual. For legal advice, you must specifically retain a lawyer who evaluates your specific situation. Thanks to NADR (National Association of Disability Representatives) for a reminder of the importance of SSI reporting - by those receiving. This really can't be emphasized too much, it is that critical. Major point outs include: Changes in income, wages, or self-