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The Difference Between SSDI and SSI

Social Security Disability Insurance Benefits are ... ... not welfare and are not SSI.  They are also referred to as "Title 2" benefits, SSD, SSDI and SSDIB.  The insured period a person has is often time limited, like term insurance, so you do not want to wait too long after becoming disabled, to apply.  If you snooze, you may lose, unfortunately. You paid for them, now use them when you need them.

You have worked for years, paying the premiums for Social Security Disability Insurance Benefits through your taxes.  Now you have medical impairments (physical and/or mental) that prevent you from working.  How do you get the benefits you deserve, and have paid for, when you cannot work due to your physical or mental conditions?


We know how to manage the process so that you have the best possibility of success.  We understand what kind of evidence is needed, in this ever changing and sometimes hostile SSA environment and the best strategies for getting it.  There is a high percentage of denials out there - over half of the claims submitted for benefits are denied, and that number seems to be growing - you do not want to take chances. We can help.

Don't wait, or try to file a claim on your own.  Although some disability firms are not willing to do the early work, before you even apply, we prefer it!  We want it done right, right from the start, and are willing to put in that time for you. You don't pay us by the hour, and there is NO retainer, so you might say it is a no brainer.


The problems inherent in making a claim can be distressing, confusing and lead to more anxiety, financial trouble and stress when you are already suffering. We are here to help you get this issue under control, and to help you pursue the benefits you deserve.  You are never alone. Fill out our quick and easy online Disability Evaluation Form and one of us at Joy Disability will call you.  Or, just call, anytime.  Better yet, call NOW.  201-317-0610.

Supplemental Security Income (SSI) ... is not actually Social Security Insurance benefits at all.  It is a federal welfare type program for those lacking in income and resources, who are disabled.  It is administered by the SSA, just as SSDIB is.  It is also known as "Title 16" benefits.

Even if you have not worked outside of the home, or not in a long time, and are not insured for Social Security Disability Insurance (SSDIB), you may be eligible for Supplemental Security Income (SSI).  SSI is a needs-based program also handled by the Social Security Administration (SSA).  In fact, often people are eligible for both. 


If you are severely financially strapped with little to no income or resources to meet your basic survival needs, and can not work due to your medical problems, we can help! 


Fill out our quick and easy online Disability Evaluation Form and one of us at Joy Disability will call you.  Or, just call 201-317-0610. NOW.

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