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All Things
Social Security

  • Writer's pictureStephanie O. Joy, Esq.

If You Haven't Filed for SSD But Are Considering It, Don't Snooze, It Can Be Claim-Fatal.

Note: This article is for general information only and is not legal advice to any particular reader or individual. For legal advice, you must specifically retain a lawyer who evaluates your specific situation.

This video found at All Things Social Security is an important Part 2 to Episode 7, particularly for those pro se folks going it alone.

As discussed in Episode 7, (When to file for SSD? Is sooner always better?), it is not unusual for best practice, based on the facts of a particular situation, to tell us that we should not file for SSD or SSI the day after we stop working due to our medical impairment. This is because we we may be filing with the weakest case possible, when a stronger case can be built with some patience and discipline and evidence development. Those few months of strategic evidence gathering can be the difference between prevailing on Initial filing, versus having to go the full round through Hearing with an Administrative Law Judge, which can be 1-2 years later. Remember, this is a decision made with strategy and discernment related to SSD laws and your particular claim, not willy-nilly.

HOWEVER, it can be claim-fatal to snooze (without strategic reason) and not file your case for 2-3-4 years after you became unable to work, and this Video explains why. For those for whom it is not claim-fatal, it can nonetheless easily result on 10s of thousands of dollars of lost back benefits.

It is also helpful to be aware that not prevailing on an SSD claim can wreak havoc on your Retirement benefits. Devastating. Learn more here by clicking and learning. AND SUBSCRIBE NOW to the channel All Things Social Security, exclusively on Rumble, because the more you know!

---------------------- Please consider subscribing to this Blog as well as All Things Social Security, our new Ramble video channel.

For SSD/SSI representation consideration, please fill out our free Attorney Evaluation form. We do NOT charge a retainer to serve you. If, on the other hand, you seek an attorney level consultation/analysis of a particular situation, whether you are a company or an individual, or to discuss your own situation without representation, to learn information beyond that information you may obtain for free from the SSA itself, and you do not otherwise have a lawyer representing your before the SSA, you may order a scheduled consultation at affordable attorney rates. Contact the office at 201-317-0610 or email

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